Keeping it Casual Weddings - Your First Place

You may think that thinking ahead to your first place might be jumping ahead a bit. However, where you are going to live, is another one of those big important things to plan. So some things to keep in mind:

Budget: Consider food expenses, utilities - whether you pay out of pocket or if they're included in the rent, condo fees, etc. I've read that one should plan on no more than 30% of their gross monthly income going towards their house payment/rent. That being said, it's best to get out the pen and paper and write down all your expenses to make sure you've got the 30% to spare and how much that is.

Also to consider, will you be buying or renting your first place? If you'll be renting or buying a condo, certain utility fees may be included in the rent. However, if they're not included, you will need to check with the individual utility companies and set up the appropriate accounts, and make arrangements for said services to be turned on by your move in date or before.

Generally, the companies you'll need to contact are water, gas, electric, phone, and cable. Additional companies you may need to contact are garbage and fire service.

So just make a checklist, and check them off as you take care of them. Having everything on and working for you will make your beginning go so much smoother.

All the best to you.

Cheryl Paton